Clough & Willis Solicitors, Commercial and private legal services UK

Financial Provision Solicitors (The Financial Aspects of Divorce/Dissolution)

Financial provision (formally known as ancillary relief) is the term used for the financial orders that a court can make - often called the divorce settlement. These orders include regular maintenance payments, a lump sum, or even a transfer of property. Either party in the divorce / dissolution proceedings may apply to the Court for financial provision.

Financial settlements in a divorce / dissolution case can be agreed by spouses / partners with the help of a specialist solicitor and without the involvement of the courts. This can be done either by entering into a separation agreement or by agreeing the terms of a court order (consent order).  These can be done at any time during proceedings, although court orders can only be made after the decree nisi / conditional order has been granted.  If a pension share has been agreed this can only be implemented by a court order.

To enable the Court to make an informed and binding decision both parties are under a duty to give full and frank disclosure to the other about their income and assets. In effect, everything reasonably required for a settlement to be negotiated should be provided voluntarily. This non-exhaustive list includes the following:

  • Last two years accounts
  • Tax returns Latest
  • P60 Last three wage slips
  • Current loan/mortgage redemption statements
  • Twelve months bank/building society account statements
  • Details of any other assets held if the party has a beneficial interest within it
  • Pension valuation

The fact money or assets may be held in the name of a third party is irrelevant to the requirement of it being properly disclosed.

If either (or both) parties fail to provide full disclosure any settlement / order may be put in jeopardy.

The Court Process

This is private and in theory streamlined. Automatic orders follow an application setting a timetable for things to be done. The order confirms the date when a full pro forma financial statement is to be prepared by each party, lodged with the Court and served upon the other. The order will deal with when formal questions/requests for further documentation should follow. Finally, the order will confirm when the matter is listed before a District Judge for what is termed a First Directions Appointment (FDA).

At the FDA the District Judge will deal with the direction as to any necessary valuations of assets and approve/refuse disclosure requests. The idea is the District Judge limits disclosure to what is believed relevant in order to resolve the case.  They manage the case so that the parties do not engage in unnecessary and potentially costly arguments. At this point the District Judge will usually list the matter for a second appointment known as a Financial Dispute Resolution Appointment (FDR).  They will also set a date by which the information and documentation requested and approved by the District Judge should be provided to the Court and the other side.

Financial Dispute Resolution

The purpose of the FDR is to try to reach settlement.  If necessary the judge will provide their view point to assist both parties if they have formed unrealistic expectations of their case. The FDR will (in theory) be before the same District Judge who dealt with the FDA so as to allow for judicial continuity. The meeting is an "all cards on the table" hearing at which serious attempts are made to settle matters. Prior to that appointment, there is an obligation on the parties to make offers to settle through their solicitors.

If the matter cannot be resolved then it will usually be listed for trial.  Sometimes, if appropriate the FDR is adjourned to continue at another time. The District Judge who conducted the FDR will take no further part in the proceedings.

We are specialist family lawyers.  We are Resolution Accredited Experts in financial disputes and subject to regular re-appraisal.  We  have between us approx 40 years experience in this complex field.   You should contact us immediately it becomes apparent a separation is likely to be permanent. 

We offer a free, no obligation, initial consultation and may be able to provide a broad overview of what you could achieve and the likely cost. To arrange an appointment, or for more information, contact us on  free phone 0800 083 0815 or by email or You can view our profiles here Lee MarstonMarie Whittaker

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